TERMS AND CONDITIONS OF USE
Welcome to The 5% Way website.
PJS Consulting, LLC provides its services to you under the following Terms and Conditions. If you visit, use a service, or make purchases at thepaulsalter.com or any of our other websites (collectively, the “Site”) operated by PJS Consulting, LLC you agree to abide by these Terms and Conditions when you use the Site. If you do not agree to the Terms and Conditions of Usage, do not use any portion of the Site. PJS Consulting, LLC, reserves the right to revise these Terms and Conditions of Use. Your continued use of the Site constitutes your agreement to comply with such revisions, so please visit this page from time to time.
We grant you a nonexclusive, nontransferable, limited right to access and display the Site and the material provided herein for personal use, provided that you comply fully with these Terms and Conditions of Use. No portion of the Site may be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without the express prior written consent of PJS Consulting, LLC. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of PJS Consulting, LLC without our express prior written consent. You may not use any meta tags or any other “hidden text” utilizing PJS Consulting, LLC’s name or trademarks without the express prior written consent of Paul Salter. Any unauthorized use terminates the rights granted herein by PJS Consulting, LLC. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the homepage of the Site so long as the link does not portray PJS Consulting, LLC, or their products or services in a false, misleading, derogatory, or otherwise offensive manner. You may not use any PJS Consulting, LLC logo or other proprietary graphic or trademark as part of the link without the express prior written permission of Paul Salter
Unauthorized use or modification of any stored on the Site may result in criminal and/or civil prosecution under applicable Federal, State, and local laws. You may not use the Site for anything other than the lawful and legitimate purpose. You agree not to use the Site to (i) promote any unlawful activity or purpose, including without limitation, any activity that could give rise to criminal or civil liability; (ii) carry out any unauthorized alteration of any data or information on or supplied by another user of the Site.; or (iii) conduct any activity that infringes on the copyright, patent, trademark, service mark or other rights of any person or entity. You shall not restrict or inhibit any other user from using and enjoying any service conducted on the Site. You are solely responsible for the content of any transmissions you make to the Site or to any Paul Salter employee. You agree that you will not send, post or otherwise publish through the Site, any message, material, user name or other communication that: (i) is unlawful, offensive, obscene, vulgar, indecent, pornographic, profane, sexually-oriented, threatening, abusive, false or misleading with respect to origin or fact, slanderous, libelous or defamatory; (ii) impersonates any person or entity; (iii) impersonates any person or entity, (iv) provides personally identifiable information of any person or entity such as an address or phone number; (v) constitutes or encourages the conduct of a criminal offense; (vi) gives rise to liability; (vii) promotes the use of controlled substances; (viii) causes injury of any kind to any person or entity;(ix) infringes or violates the intellectual property rights, contract rights, or any other rights of any third party; (x) contains harmful or malicious components or code designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; (xi) creates a link to another Site. You agree not to interrupt or attempt to interrupt the operation of the Site in any way. You may not advertise or solicit on or through the Site without the express prior written permission of Paul Salter. You agree that you will not use the Site for chain letter, junk mail, “spamming”, solicitations (commercial or non-commercial) or bulk communications of any kind including, but not limited to, distribution lists to any person who has not given specific permission to be included in such a list.
Usage and Monitoring
If you use this Site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. Paul Salter has no obligation to monitor the Site and is not responsible for the content of any messages, information or files transmitted on the Site, Paul Salter reserves the right to delete and take other appropriate action with respect to such messages, information or files with which Paul Salter, in its sole and absolute discretion, deems objectionable or otherwise in violation of the Terms and Conditions. Paul Salter further reserves the right, in its sole and absolute discretion and without notice, to deny access to the Site to anyone at any time.
If you do post or submit content of any nature, and unless indicated otherwise, you grant Paul Salter a nonexclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media now known or hereinafter invented. You also grant Paul Salter the right to use the name that you submit in connection with such content. You represent and warrant that you own or otherwise control all of the rights to the content that you submit; that the content is accurate; that use of the content you supply does not violate any rights and will not cause injury to any person or entity; and that you will fully indemnify Paul Salter for all claims of any nature resulting from content you supply. Paul Salter respects the intellectual property of others. If you believe that your material has been copied in any way that constitutes copyright infringement or trademark infringement, please notify us immediately.
All content included on this Site, including but not limited to text, graphics, photographs, logos, and software, and all derivative rights thereof is the property of PJS Consulting, LLC or its content suppliers and is protected by United States and international copyright laws. Unauthorized copying, reproduction, republishing, uploading, downloading, posting, transmitting or duplicating any of the material is prohibited. PJS Consulting, LLC and its content suppliers do not grant any express or implied rights to you under any patents, copyrights, trademarks or trade secrets.
While we may reference certain results, outcomes or situations on this website, you understand and acknowledge that we make no guarantee as to the accuracy of third party statements contained herein or the likelihood of success for you as a result of these statements or any other statements anywhere on this website. If you have medical, legal or financial questions, you should consult a medical professional, lawyer or CPA and/or CFP respectively. We expressly disclaim any and all responsibility for any actions or omissions you choose to make as a result of using this website, related materials, products, courses or the materials contained herein.
This website is updated on a regular basis and while we try to make accurate statements in a timely and effective manner, we cannot guarantee that all materials and related media contained herein are entirely accurate, complete or up to date. You expressly acknowledge and understand that any information or knowledge you gain as a result of using this website is used at your own risk. PJS Consulting, LLCis neither responsible nor liable for any viruses or other contamination of your computer system or other device used to access the Site as a result of your use of the Site. The Site (including, without limitation, all content, software, functions, materials and information made available or described on the site or accessed by means thereof) is provided “as is,” without representations or warranties of any kind, either express or implied, including, without limitation, any express or implied warranty of merchantability, fitness for a particular purpose, title, compatibility, security, accuracy, or non-infringement. Without limiting the foregoing, PJS Consulting, LLC makes no warranty or representation, either express or implied, that access to or operation of the Site will be uninterrupted or error free. In no event will PJS Consulting, LLC, its suppliers, or any other party involved in creating, producing or delivering the Site’s content be liable for the truth, accuracy or completeness of any information on the Site, for errors or mistakes made by humans or machines, or for any actual, special, indirect, incidental or consequential damages that may arise from the use of, or the inability to use, the Site and/or the materials and information contained on or available through the Site.
Although we do not share or sell customer profile information including email addresses gathered on the Site with outside organizations, we make no guarantee of confidentiality or privacy of any communication or information transmitted on the Site or any site linked to the Site. We will not be liable for the privacy of email addresses, registration and identification information, disk space, communications, confidential or trade-secret information, or any other content stored on our equipment, transmitted over networks accessed by the Site, or otherwise connected with your use of the Site.
This site may use affiliate links to sell certain products or services. We disclaim any and all liability as a result of your purchase through one of these links. We will use reasonable efforts to notify you when and where we have placed affiliate links in addition to this disclaimer located in these Terms & Conditions. You accept express liability for any and all consequences or benefits of clicking the affiliate links contained on this website or related communications.
If at any time we feel you have violated these Terms and Conditions, then we shall immediately terminate your use of our website and any related communications as we deem appropriate. It is within our sole discretion to allow any user’s access to our website, and we may revoke this access at any time without notice, and if necessary, block your IP address from further visits to our site(s).
Service and Support
All requests for technical service and support with respect to the products and services available through our Site, or for any other questions or concerns, you should contact us by e-mail at:
We will do our best to help you; however, we cannot guarantee that every problem will be resolved to your satisfaction.
Warranty and Return Policy
Unless designated otherwise at the time of purchase of a given product or service, we do not offer any warranties or refunds with respect to the products and services available through our Site.
Links may appear on the Site that may be used to link other websites. These links are provided as a courtesy to our visitors. Paul Salter has no control over the linked web sites or other materials, information, goods or services available or continued on these linked sites. PJS Consulting, LLC is not responsible for and does not endorse or guarantee accuracy in any way of such sites. If you decide to access any of the linked sites, you do so entirely at your own risk. PJS Consulting, LLC reserves the right to terminate any link at any time.
All items purchased from PJS Consulting, LLC are made pursuant to a shipment contract. This means that the risk of loss and title for such items pass to you upon our delivery to the carrier.
You agree to indemnify and hold PJS Consulting, LLC affiliate, subsidiaries, officers, directors and employees, harmless from any claim or demand, including reasonable fees, made by a third party due to or arising out of your use of the Site, violation of these Terms and Conditions, or other infringement by you, or any other user of your member name, of any intellectual property or other right of any person or entity.
PJS Consulting, LLC operates the Site from its office (s) in Ohio and makes no representations that the materials in the Site are appropriate for use in other locations. Access to the Site from any territory where the content is illegal is prohibited. If you choose to access the Site from other locations, you do so at your own risk and are solely responsible for compliance with any and all applicable laws and regulations. The display of the Site alone does not subject PJS Consulting, LLC to any specific jurisdiction. You may not use or export any of the Site materials in violation of U.S. export laws and regulations. If any of the terms herein shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity or enforceability of any remaining terms or condition. Any claim related to the use of the Site or to the Site materials shall be governed by, construed and enforced in accordance with the laws of the State of Ohio as applied to agreements made and to be performed entirely therein. The parties consent to venue and personal jurisdiction in Ohio and any and all actions brought in connection with the Site or Site content shall be submitted to binding arbitration conducted in accordance with the rules of conciliation and arbitration of the American Arbitration Association. The parties hereby consent to the arbitration being held in Ohio. Communications made through the Site’s email and messaging system shall in no way be deemed to constitute legal notice to PJS Consulting, LLC or any of its officers, employees, agents or representatives, such as where notice to PJS Consulting, LLC is required by contract, or any federal, state or local laws, rules or regulations.